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AXIS Bank mortgage loan

Axis Bank provides the mortgage loans to take care of the Real Estate problems of the customers. This loan helps a customer with a purchase of a new or old house, home renovation and repair and even purchase of land.

The AXIS Bank mortgage loan has the following eligibility criteria: 

A. Salaried People:

I. An individual need to be in a permanent service either in the Government sector or private sector.

II. The applicant needs to be above the age of 24 during loan commencement and loan superannuation.

B. Professionals:

I. Professionals like doctors, CA, cost accountants, dentists, company secretary etc. can also apply for the loan.

II. The age of the applicant needs to be more than 24 years old during loan commencement and 65 years during loan maturity.

C. Self-employed individuals:

I. A person who files IT returns can apply.

II. The age of the applicant needs to be more than 24 years old during loan commencement and 65 years during loan maturity.

Also Read: Axis Bank Home Loan

The AXIS Bank mortgage loan requires the following documentation:

 Identity proof (voter ID, PAN card, driving license, photo credit card etc.).

 Income proof (Salaried: latest payslip/Form 16 with salary certificate| Other: 2 years IT returns and 2 years income computation which has to be verified by CA).

 Residence proof.

 Bank statement.

Loan limits:

The AXIS Bank mortgage loan provides a minimum loan of Rs. 1 lac and a maximum loan of Rs. 50 lacs.

Loan margins:

 15% for home loans.

 25% for renovation and home improvement.

The rate of Interest:

 Floating rate – 8.75% for loans up to 30 lacs and 9.25% for loans above 30 lacs.

 Fixed rate – 14% irrespective of the amount of the loan.

Comments

Dear sir I want the information abt the mortgage lone. i hv flat in kamotha and its market value is 12lakhs. i want 10 laks mortgage loan?? but i have question in mind that 1)what is rate of interest on mortgage loan 2)if i take loan then we will hv right to use this property or not plz reply

i m 28yrs,practicing since last 4 yrs. my requirment is8 lac.i hv 3 yrs IT returns,i want to know rate of intrest,

Dear sir I want the information abt the mortgage lone. i hv HOUSE in chennai and its market value is 30 lakhs. i want 06 laks mortgage loan?? 1)what is rate of interest on mortgage loan 2)my take home salary 17,000 + 10,000 plz reply

Dear Sir, We are offering mortgage loan from a reputed bank. Interest on mortgage loan is 12.75% (floating) Yes we can do mortgage loan for you. For further informations contact Shiva Kumar - +91-9176290204

Kindly provide repayment EMI for a loan of Rs.85 lakhs incl your lowest rate of Interest, minimum processing fee if any,against prime property of 3 grounds at Mount Road chennai valued at over Rs.7.5 crores market value.The loan required to takeover extg loan of Rs.50 lakhs from a nationalised bank and also for home improvement.(Fully secured property occupied by me.Please also suggest floating rate if any because the market is volatile now and is sure to come down soon.

Sir, We would be pleased to offer you our services in providing Mortgage Loan as per your requirement. Floating rate is not possible and if interested kindly contact me at +918015836746 begin_of_the_skype_highlighting              +918015836746      end_of_the_skype_highlighting.

Sir, we would be in a position to provide you Mortgage Loan. Kindly contact me +918015836746 begin_of_the_skype_highlighting              +918015836746      end_of_the_skype_highlighting.

ONE OF MY CLIENT A IT CO EMPLOYEE NMI 67000/- HAS A RESIDENTIAL PLOT OF LAND AT SHILAJ (AHMEDABAD) PRESENT MARKET VALUE rRS.70 LACS. CAN HE GET MORTGAGE LOAN AGAINST SECUTRITY OF PLOT OF LAND. WHAT WILL BE THE QUANTUM OF LOAN.

MY CLIENT IT COMPANY EMPLOYEE NMI 67000/- OWNS RESIDENTIAL PLOT OF LAND AT SHILAJ (AHMEDABAD) PRESENT MARKET VALUE 70.00 LACS, WANTS MORTGAGE LOAN. CAN HE GET LOAN/ WHAT WILL BE APPROX. AMOUNT

Loan amount of 25 to 30 lac req. for a nursery school approved by HUDA on mortgage basis Pl. tell the rate of Interest for 3years and 5 years

Requirement for mortgage loan for a residential property in Belapur.Sector 8B Kalpataru Co.op. Hsg.Soc. Ltd.pls send me details to my Email Id-nupur_seema@rediffmail.com.

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