The HDFC bank offers around 11 types of credit cards which are classified into four categories called Classic Cards, Special Benefit Cards, Premium Cards and Commercial Cards.
The following credit cards come under classic cards,
Silver Credit Card – This is an international credit card with a world class privileges and savings.
Value Plus Credit Card – This card has a value plus scheme in which you will get 5% cash back on all purchases.
Premium Credit Cards
The following credit cards come under premium credit cards,
Gold Credit Card – This card matches for you life style as it has features like discounts on train and air tickets etc.
Titanium Credit Card – It is quite a simple credit card exclusively for the persons who want benefits like zero surcharges on fuel etc
Woman Credit Card – This credit card is especially for women. This card offers special schemes for women.
Platinum Plus Credit Card – This is an internationally recognized credit card with travel and preferential benefits.
Visa Signature Credit Card – This is a very rare credit card with all the features required for your life style.
World Master Credit Card – This credit card offers tailor-made privileges. This is only for exclusive customers.
The following credit cards come under commercial credit cards,
Corporate Credit Card – This credit card offers special schemes for corporate employees.
Corporate Platinum Credit Card – This is same as Corporate Credit Card with enhanced credit limits and features.
Business Credit Card – This credit card is for self-employed persons.
How to Apply
To have a HDFC credit card you can apply online by logging on to the HDFC Bank website or you can call the customer care of the HDFC bank or you can write a letter stating your requirements for a credit card to HDFC bank. If you put an enquiry on the website, the HDFC bank’s executive will get in touch with you along with the credit card information that you have asked for. Once you decide which credit card is suitable to you, can apply for that credit card by filling up the application form.
Delivery of Credit Card
The HDFC credit card is delivered to your address that you have specified in your application form by courier. The PIN for your credit card is sent to you by post separately to avoid any misuse.