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HDFC Credit Card

The HDFC bank offers around 11 types of credit cards which are classified into four categories called Classic Cards, Special Benefit Cards, Premium Cards and Commercial Cards.

Classic Cards The following credit cards come under classic cards,

Silver Credit Card – This is an international credit card with a world class privileges and savings.

Value Plus Credit Card – This card has a value plus scheme in which you will get 5% cash back on all purchases.

Premium Credit Cards The following credit cards come under premium credit cards,

Gold Credit Card – This card matches for you life style as it has features like discounts on train and air tickets etc.

Titanium Credit Card – It is quite a simple credit card exclusively for the persons who want benefits like zero surcharges on fuel etc

Woman Credit Card – This credit card is especially for women. This card offers special schemes for women.

Platinum Plus Credit Card – This is an internationally recognized credit card with travel and preferential benefits.

Visa Signature Credit Card – This is a very rare credit card with all the features required for your life style.

World Master Credit Card – This credit card offers tailor-made privileges. This is only for exclusive customers.

Commercial Cards The following credit cards come under commercial credit cards, Corporate Credit Card – This credit card offers special schemes for corporate employees.

Corporate Platinum Credit Card – This is same as Corporate Credit Card with enhanced credit limits and features.

Business Credit Card – This credit card is for self-employed persons.

How to Apply To have a HDFC credit card you can apply online by logging on to the HDFC Bank website or you can call the customer care of the HDFC bank or you can write a letter stating your requirements for a credit card to HDFC bank. If you put an enquiry on the website, the HDFC bank’s executive will get in touch with you along with the credit card information that you have asked for. Once you decide which credit card is suitable to you, can apply for that credit card by filling up the application form.

Delivery of Credit Card The HDFC credit card is delivered to your address that you have specified in your application form by courier. The PIN for your credit card is sent to you by post separately to avoid any misuse.

Comments

I AM A CR CARD HOLDER OF HDFC BANK SINCE NOV'2009. IN THAT TIME MY CR LIMIT WAS 30,000 BUT SUDDENLY MY CR LIMIT HAS BEEN REVISED 30,000 TO 15,0000. SO I KINNDLY REQUEST TO YOU PLEASE, MY CR LIMIT HAS BEEN 15,000 RS. TO 50,000 RS. OTHERWISE I STOP MY CR CARD IMMIDIETLY.

Ekikrat has no association with HDFC. Due to credit problem last year, many Credit card limits were reduced. Please talk to HDFC to find if yours previous limit can be restore.

Hi Kaushik, The reason behind the credit limit revision be because of you are not using the credit card frequently. Or you can ask the BANK directly. and I am sure that they will not disclose this information at any cost. but you can try once to know about that. Thanks and Regards, Sachin R Shivpuje

Hi, I had a HDFC credit card and it took me 5 months of begging so that i could get and e-statement and pay my dues and of course you would know how much of interest and late payment fee would have been slapped during those 5 months, the better part is after paying the amount in march 09, my card is still having the entire amount as outstanding. 10 months of harrassment and it is not enough , they have mentioned my name as a defaulter in CIBIL code. Don't you think HDFC should close down operations as the only thing they do not know is customer service? Instead of serving customer they only know how to harrass them !!!!!!!!!!!!! I have now filed a complaint with consumer court as no one is bothered to answer queries. sahar bains

hi, i have c.c's from 6 different banks and have all of them atleast once.but the kind of service i got from hdfc is outstanding.i really appreciate that.not only the c.c ,i also have a saving a/c with hdfc and it is also equally good.i appreciate and thank hdfc for the kind of service they are giving . keep it up.

I've been a happy HDFC Gold credit card user for years, have been using verified by visa for years now, but suddenly after last week of august, my card is not working on international gateways, it gets declines on all international payments i try to make. customer care has no idea whats wrong, Real turn down for me as its affecting my business.

Respected Sir, I have my salary A/C. in HDFC Bank my A/C. No. is 00621050110040 and they relased me credit card against it, I have paid amount time to time but last four month I lost my job due to recession recently i have joind MNC company, I got first salary on 30 sept. 2009, without any pre intimation it has been locked by HDFC . Before it they have sent me setttalment letter on 27 aug. 2009 because of my job was not started at that time I was unable to pay first two installments , but now i m able to pay this tree installment up to 15 Oct. 2009. But due to hold my whole salary I m unable to give food and medicines to my family, please help me. Thanks n Best Regards, Ashutosh Tiwari, M192, Vyas nagar, ujjain, Mob. 9425946415, 9406886534, 9977330154 E-Mail Id- ashushee@gmail.com, sheegupta@yahoo.co.in

I am using Hdfc Visa signature Credit card from since 2011,Credit was really help me when i was in finically crisis.

I am using Hdfc Visa signature Credit card from since 2011,Credit was really help me when i was in finically crisis.

I am a Gold card user since 2012, credit limit is not getting enhanced. Current credit limit is 43000.00. Where as SBI & ICICI is enhancing credit limit every year.

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