HDFC Current Bank Account

HDFC bank provides various kind of banking solutions. HDFC Current Bank Account is one such banking service provided by the bank. There are various kinds of current accounts which are provided by the bank so that the customers can choose the one that they need. They are briefly discussed below:

• Plus Current Account: HDFC Plus Current Bank Account provides the feature of multicity banking across 550 cities in the country. The average quarterly balance to be maintained in this bank account is Rs. 1, 00,000. Among the other features are, free fund transfer among the HDFC bank accounts, payment and collection through RTGS is free, payment and collection through NEFT is free, 50 DDs and 50 POs can be issued free of cost every month, free at-par cheques (300 leaves), 24 hours phone banking, netbanking and mobile banking.
• Trade Current Account: The average quarterly balance to be maintained in this bank account is Rs. 40,000. Among the other features are, free fund transfer among the HDFC bank accounts, payment and collection through RTGS is free, payment and collection through NEFT is free, 30 DDs and 30 POs can be issued free of cost every month, free at-par cheques (200 leaves), 24 hours phone banking, netbanking and mobile banking.
• Premium Current Account: The average quarterly balance to be maintained in this bank account is Rs. 25,000. Among the other features are, inter-city fund transfer among the HDFC bank accounts (up to 25 lacs each month with incremental charge of Rs. 1.50 for every 1000), payment and collection through RTGS @ Rs 25 each transaction, payment and collection through NEFT is free, DDs and Pos up to Rs. 50,000 @ Rs 40 and Rs 25 for amount above Rs 50,000 up to Rs. 100,000, free at-par cheques (100 leaves), 24 hours phone banking, netbanking and mobile banking.
• Regular Current Account: The average quarterly balance to be maintained in this bank account is Rs. 10,000. Among the other features are, multicity fund transfer among the HDFC bank accounts, payment and collection through RTGS @ Rs 25 each transaction, payment and collection through NEFT is free, DDs and Pos up to Rs. 50,000 @ Rs 40 and Rs 25 for amount above Rs 50,000 up to Rs. 100,000, at-par cheques at minimal charges, 24 hours phone banking, netbanking and mobile banking.

HDFC Bank also provides other HDFC Current Bank Accounts which cater to other needs of the customers.