The HDFC bank offers home loans at your door step. The bank provides different packages to meet all needs of housing finance. The HDFC bank has three decades of experience in housing finance. The bank has a dedicated team of experts who help you to make your dream of home come true. The HDFC bank offers the following home loans,
Based on the repayment capacity of the customer the HDFC bank offers home loans for individuals. The loan can be for purchase of fresh home or resale homes or construct houses. The bank also offers joint loans where more than one applicant can apply for the same property. The bank can finance up to 85% of the property cost. The property cost includes registration charges, stamp duty and agreement value.
Home Extension Loan
The HDFC bank offers Home Extension Loans for the individuals who want to extend their current property or house. The terms applicable are same as for the Home loan.
Home Improvement Loan
The HDFC bank offers loans for structural, internal and external improvements of the house. These improvements cover tiling, flooring. Electric works, plumbing, water proofing and painting. These improvement loans are subject to market value of the property.
Land Purchase Loan
The HDFC bank offers Land Purchase Loans for purchasing lands either for construction purpose or for investment purpose. The repayment period for the land purchase loan is a maximum of fifteen years.
You can choose from floating interest rate or fixed interest rate structure for your home loan. You can also choose partly floating or partly fixed interest rates. The HDFC bank offers flexible repayment options to suit your needs. The HDFC bank offers you In-house scrutiny of property documents also.
Apply for Home Loan
You can visit the HDFC bank website and fill in the query form for Home loans. The bank’s executives will contact you with suitable loan options as per your requirements. You can call your nearest HDFC bank branch and enquire about the home loans suitable for your needs. You can visit your nearest HDFC bank branch with all you requirements.