Accidents are a part of everyone’s life and are a very stressful period for the victim as well as his family. These accidents cannot be prevented but Bajaj Allianz General Insurance has come up with a plan by which they can be overcome. This is called the Health Guard Policy and as the name suggests it is a guard for our health in the sense that is relieves the victim of the physical and mental stress he encounters once a sudden illness or accident befalls him.
The Health Guard Policy offered by Bajaj Allianz General Insurance covers all the hospital and medical expenses in case of an accident or sudden unfortunate illness. The policy also provides some recuperation costs that the client may incur. If there have been no claims during a year a 5% bonus is added to the client’s principle sum. The claims are settled only for illnesses acquired after the purchase of the policy but if the client renews the policy four years in a row without any gaps he will, in future, be entitled to claims for pre existing illnesses as well. Anyone from 3 months to 55 years can purchase this policy.
Bajaj Allianz General Insurance company is the best one for such policies as it provides efficient and instant claim settlement, access in hospitals in any part of the country and free health check ups to the client after four years renewal of the policy. There is also a family discount of 10% applicable on the Health Guard Policy.