From the very onset of this article the readers should understand that Hospital Cash Insurance Policy is very different from Health Policy. The Hospital Cash Insurance Claim of Royal Sundaram Alliance Insurance is a policy that would provide you with cash benefits on a daily basis so that you can meet your daily expenses while you are hospitalized. This benefit does not however cover the medical treatment that you maybe undergoing. A health policy on the other hand insures only the medical treatment expenses. Thus the Hospital Cash Insurance Claim of Royal Sundaram Alliance Insurance is complimentary to your Health Policy.
Areas that are covered by the policy:
1) Transportation to and from the hospital
2) Additional diet expenses incurred by the sick
3) Extra cost of bed if another person is staying with the sick
4) Income tax is saved as the premium that you are paying for the Hospital Cash Insurance Claim coves under tax deduction.
5) The policy covers self, spouse, children, parents.
6) This policy is also available in the case of terror attacks.
Process of claiming Hospital Cash Insurance
You need to call Royal Sundaram Alliance Insurance at a toll free number or e-mail them. Give them your policy certificate number. Get the claim form and submit the same duly filled with the supporting documents in 10 days time.
Documents you would need
1) Claim form
2) Duplicate of doctor’s certificate and discharge certificate
3) Duplicate of the medical test reports like X-ray, ECG etc.
Post new comment