There are various methods to cash a Money Order depending upon which mode was used to send it. The Indian Postal services, Banks or other government Institutions provides money order services in India. There are various services and modes for the transfer and receipt of money that they provide to their clients.
If you are a payee and if the remitter has send you the money order using the services of Indian Postal Services then you need not do anything to cash it. The postmen of your regional post office will deliver the money to you at your post office.
But if you are supposed to receive the money order from countries other than India in that case you will have to visit one of the Local Centres of Western Union Money transfer in your area. Here you will be requires to fill in the “to receive money” form and produce any valid identification to cash the money order.
Many banks sending money order through Internet banking use the services of Indian postal order. The Smart Money Order is one such service provided by the ICICI Bank. If you are the recipient of the Smart Money order the same will be delivered to you at your doorsteps.
The money order can be in cash and cheque, if it is sent in cash you receive instantly. The Cheque needs to be deposited in the bank and the money is transferred into your account. This process may sometimes take 1 or 2 days depending upon the services of the bank especially if it is international Money order.
In most of the cases to cash money order you need to produce a valid identification proof. It can be Driving License, Voters card, Pan Card or even a Passport. In case of International Money transfer service of Indian Postal Services through Western Union Money Transfer they provide identification card to their regular customers and they do not need to produce any other identification proof.