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How to Apply for Credit Cards in India

To Apply for a Credit cards in India, Contact Any of the Banks in India (Most of them offer Credit Cards) and ask for more details.

Most of the Banks ask for these 3 things as a Proof

1. Passport/[PAN Card|Pan Card]]/Driving License/Voter ID Card (You must have one of them as Identity Proof)
2. Telephone Bill/Electricity Bill/Ration Card (or something similar which can be taken as Address Proof)
3. Income Proof (Last Income Tax Return or Last 2 months Pay Slips). If you are have no income(i.e. you are not a salaried or business person), than you can look for Fixed Deposit Plans where you have to open a fixed deposit account.

For Salaried Person (salary slip+ form 16) and for self employed 2 years IT returns + PAN card is mandatory now.

Most of the Banks Also ask for your Past 6 months Bank Statement(it can vary) to check your financial history too.

Credit Cards from Indian Banks

  1. American Express Credit Card India
  2. HSBC India Credit Card
  3. State Bank of India Credit Card
  4. UTI Bank Credit Card

How to Apply for Credit Cards in Indian Banks

  1. How to Get Credit Card from ICICI Bank
  2. How to Get Credit Card from State Bank of India
  3. How to Get Credit Card from HDFC Bank
  4. How to Apply Credit Card from HSBC Bank
  5. How to Get Credit Card from CitiBank Bank

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