The largest private sector insurance company has medical coverage plans for the students studying abroad. This medical insurance plans cover unexpected medical and non medical expenses when an Indian student is studying abroad. This is a composite policy which takes care of all the need and the basic securities of the student abroad.
To insure under the ICICI Lombard Student Medical Bronze Plan the eligibility criteria are:
• The minimum age of the person should be 16 years.
• The maximum age of the person should be 35 years.
• The professional and the semi professional sportsmen are the non insurable persons.
• This policy is also available for the students studying abroad.
The benefits of the ICICI Lombard Student Medical Bronze Plan are:
• If it is brought in Indian currency then the price will be 1/3rd of the buying cost abroad.
• This policy is also accepted by all the major foreign universities as a substitute for their mandatory insurance.
• The plan is available with the 2nd year extension option which thus covers the entire period of study.
• The policy can be extended 3 months in advance.
• No pre medical checkup is required and it also covers the medical outpatient expenses.
• The customer can pay the EMI online through the ICICI, HDFC, Citibank credit card up to 12 and 6 months respectively.
The main coverages of ICICI Lombard Student Medical Bronze Plan are:
• The sponsor protection up to US $10,000.
• The study interruption up to US $7,500.
• The compassionate visit up to US $7,500.
• The bail bond up to US $5,000.
• The coverage for loss of passport up to US $200.
• The personal liability up to US $100,000.
• The personal accident up to US $10,000.
• The baggage loss up to US $1,000.
• Lastly the swine flu coverage.
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