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Kisan Package Policy of the Oriental Insurance is a specially devised insurance policy for the different categories of farmer. This policy integrates the several probable insurance requirements of the different farmers.

Different sections

Section I

  • Building & Contents (Fire-allied perils and terrorism): Here coverage is provided to the Building & Contents against Fire-allied perils (expect Terrorism cover) as per Standard Fire Policy.
  • Contents (Burglary and Housebreaking): Here coverage is provided to the Contents of the building (except money and other valuables) as per Burglary Policy, against any Burglary and housebreaking.

Section II

Coverage here is provided to the farm produce and unprocessed grain against fire and allied dangers, RSMD (except Terrorism cover) and termite’s damage.

Section III

Here coverage is provided to the Television Set against Fire and allied dangers; accidental external means; burglary or theft or housebreaking; electrical or mechanical breakdown; damage caused by the breaking of the aerial antenna fitting, etc.

Section IV

Here coverage is provided to the Pedal Cycle/Cycle Rickshaw as per the Cycle rickshaw Policy.

Section V

Coverage here is provided to the insured person against Death and Permanent Disablement and against both total and partial disablement in compliance with the Gramin and JPA Policy.

Section VI

Coverage here is provided to the Cottage Industry Biogas, Artisan’s village, etc. as per the Fire Policy in the event of any damage/Loss that is incurred to the building or its contents or structure as a result of fire and allied dangers.

For more detail information regarding the Kisan Package Policy you can contact your nearest regional/divisional office of Oriental Insurance.


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