Protection from accident
The personal accident insurance of Royal Sundaram Alliance Insurance Company offers a whole lot of benefits. In case of an accident which may lead to death, permanent or partial disability, this insurance takes care of your expenses without any medical examination. It also gives you benefits if you do not claim anything.
Personal accident insurance is when accident takes place because of an outside visible force. This policy covers you from death, complete permanent or partial disability. One can get the benefits till such time one is able to recover completely and resume a normal life. This benefit is called a weekly benefit where one receives compensation till the time one is able to join back work.
Function of the policy
This particular policy is judged by the risk involved in the work which one does. However, the weekly benefit does not exceed beyond Rs.5000/-. Therefore it is advised to cover oneself of about 25 times over the monthly income. One can also get covered for rs.150/-.
Steps to be taken in case of a death claim
In the case of an accident, it is important to call 1800 345 88 99 the toll free number of the Royal Sundaram Insurance Company or email them at firstname.lastname@example.org.
The form should be filled in properly and documents like, death certificate in original, report of the post mortem, police complaint report, hospital information record, information in newspaper.
The company may send service provider to check the documents submitted. And after the claim being passed, the proceedings would be forwarded in terms of a cheque to the person already nominated in the personal accident insurance policy.