Provident Fund rules in India
The Provident fund rules in India came into existence in the year 1955. The rules comprises the following sections:
- Definitions,
- Constitution of the Fund,
- Nomination,
- Subscriber’s account,
- Conditions and rates of Subscriptions,
- Transfer to foreign service,
- Interest,
- Withdrawal from Fund,
- Payment towards insurance policies,
- Bonus on policies,
- Procedure on death of subscriber,
- Method of maintaining accounts.
DEFINITIONS:
The various definitions of Provident fund rules in India are:
- Account Officers are the officer who maintains the provident fund account of the subscriber. He has been assigned by the Auditor General of India or Government.
- Fund is the All India Services Provident Fund.
- Form which belongs to these rules.
- Child is the step child or adopted child under the personal law of the subscriber.
CONSTITUTION OF THE FUND:
The Constitution Fund is maintained in India as rupees and every member subscribe to the fund. This is one of the important Provident fund rules in India.
SUBSCRIBERS ACCOUNT:
It includes the subscriber’s account. The account is prepared with the name of each subscriber and members should follow the conditions and rates of subscriptions. The amount of subscriptions fixed can be,- Reduced once during the course of year.
- It can be increased twice during the course of year.
- It can be increased or reduced based on the subscription.
CONDITIONS AND RATES OF SUBSCRIPTIONS:
The subscriber subscribes monthly to the Fund except during a period of the suspension. This can be done only when the subscriber reinstatement after the period that has passed under suspension. The arrears need to be paid for the period when the members are paying in one sum or installments.
BONUS ON POLICIES:
The subscriber won’t get any bonus during the currency of the policy. The amount of any bonus can be withdrawn only under the terms of the policy. The subscribers don’t have any option to draw the money during its currency of the policy.

I have recieved 2 payments
I have recieved 2 payments from the EPFO office one is of 16241 and the other one is of 13375. However, in the ePassbook of EPFO portal it shows as below:
Employee Share : Rs. 27831
Employer Share : Rs. 8527
Pension Fund : Rs. 17134
Can anyone tell us that why I have not recieved my full amount which is showing on my ePassbook. What needs to be done to get the amount credited to my bank, if the EPFO has missed out in making a transaction completely ?and i got these amount 8 days back..
Sir,We Have Private B.Ed
Sir,We Have Private B.Ed College .there are 17 employee In this college
I have recieved 2 payments
I have recieved 2 payments from the EPFO office one is of 19800 and the other one is of 8000 plus. However, in the ePassbook of EPFO portal it shows as below:
Employee Share : Rs. 23853
Employer Share : Rs. 7296
Pension Fund : Rs. 14250
Can anyone tell us that why I have not recieved my full amount which is showing on my ePassbook. What needs to be done to get the amount credited to my bank, if the EPFO has missed out in making a transaction completely ?
Another issue is that, I had my PF account in Gurgaon as HR/FBD while I was working in Gurgaon. Suddenly they changed the account to GN/GGN and in a meantime I got transferred to Kolkata location in 2008. I am trying to withdraw my PF amount of Gurgaon by quoting the new PF number GN/GGN and have submitted form 10C and 19. But no has responded to me till date although they have recieved my documents on 23rd Feb 2013 through Speed Post of Indian Post. What should I do to get the documents tracked and the status of the PF withdrawal because the phone number which we have got it just a bug. No one respond to that phone. Need your kind help for these 2 issues at the earliest.
If I resigned from a
If I resigned from a company/or on forced resignation is it compulsory for final withdrawal of PF and close of PF A/c OR the PF account can be shifted to another company on which I will join further.
Thanks
The PF a/c is profitable when
The PF a/c is profitable when transferred to the new company that you are moving into.
please give my establishment
please give my establishment code and how to know PF balance
PF no :- GJ/BD/66282/08
Govt has opened up a website
Govt has opened up a website that can help you identify the PF balance so and so forth.
You will receive an SMS with all the details.
http://epfoservices.in/homepage_claim_status_new.php
i have completed 6 month job
i have completed 6 month job in bajaj finaserv lending. i want to take PF then what i do ?
my salary is 13031 and basic
my salary is 13031 and basic is 7583 so i would like to know how much PF should get deduct.please reply
904
904
what documents/procedure will
what documents/procedure will be private organizations will be demanding for withdrawal of PF/Gratuiaty amount if both employee and nominee are died. please do help me by replying to my id i.e taraghu@yahoo.in
hi i have submitted my EPF
hi
i have submitted my EPF withdrawal form to my company in May 2012 but same they had submitted to PF office nort delhi in august last week ,
can you tell me how much time will it take for the amount credited in my account
Regards
Syed Moosa Sikander
hi,sir/madam i working in
hi,sir/madam
i working in ludhiana firm.where more than 100 workers but only 57 workers on role and pf deduction only for 4 workers for 20 days on minimum salary. whether there is any solution for the same.
i have worked with spanco bpo
i have worked with spanco bpo about a year .2009-2010.. i have filled a pf form today..& please let me know ,, when will i get money & to whom should i escalate metter to get it as soon as possible because the hr department is'nt working properly ..& they did't respond me in a manners way .... bhatia.bhaskar009@gmail.com..
I had worked in a company
I had worked in a company called 'Manipal Infomedia' from 2004-2005(1 year).Before leaving the organisation, HR has got me to complete the formality of my PF , wherein I have filled the requisite forms. They said the amount will be remitted in my canara bank account. After few month of me leaving the job, came to know the company had shut shop.I am neither able to reach HR nor the directors , which I have been trying to reach them from 3-4 years.I do not have the PF number as it is not in the salary slip. Kindly help and show me the way out as how do I get my PF.
My PF account name was
My PF account name was misspelled as Chander Jeina (instead of Chandan Jana) and hence I un able to retrive the deposited amount
Please advice me on the same.
if the bank has put lien in
if the bank has put lien in my a/c can they stop the payment made by provident fund deptt.transffered in the same a/c ?
I worked in a company for 3
I worked in a company for 3 months on contract basis in the year 2003 and I had not filled the form.My questions are;
1)Will I get money as i had worked only for 3 months because one of my friend said that one should work for at least 6 months to get PF.
2)And as it is almost 9 years can I claim for PF?
Please help
Regards,
Nishanth
I worked in a company for 3
I worked in a company for 3 months on contract basis in the year 2003 and I had not filled the form.My questions are;
Will I get money as i had worked only for 3 months because one of my friend said that one should work for at least 6 months to get PF.
And as it is almost 9 years can I claim for PF?
Please help
i want to see withdrwal PF
i want to see withdrwal PF money from starting my the job,so please let me know what are the rules for this and which process i will do to withdrwal money of PF account ??
How can we take PF slip for
How can we take PF slip for the year 2011?
my account number is
my account number is gr/gnt/48869/3216 please tell me my pf starting date and month wise details
i have resigned from a job Y
i have resigned from a job Y in april 2011,how long will it take for the entire provident fund process??
I worked around 11 months in
I worked around 11 months in X Company and balance of PF is not transferred. I left the job from X co. in March 07 than I joined Co. Y , I left the co Y. in Nov 2011 ( I have not transferred PF of X Company in Y ). Now I will join Co. Z in which PF will not applicable. Pls confirm tax implication
( A) If I go for PF withdrawal immediately ?
(B If I wait till March 2012 ( after 5 years) ?
(C ) Can I Transfer PF balance of X in Y after resignation.
(D) if suppose i left the Co Z after 3 years and Join Co ABC where PF is applicable and I Transfer the Accumulated balance of X and Y and withdraw the same after some time.
what is the procedure to get
what is the procedure to get pf from company.
please reply
please reply
Hii I just started working i
Hii
I just started working i mean this is my first job and it has been 3 months and i m confused whether i can ask for my PF account number to my company HR ???? I know my PF account has been created and in my payslip i get its record but no PF account NUmber
I want to change my job but
I want to change my job but where i get job there is no pf system but its in process . i don't want to close my account. It is Possible.
I want to change my job but
I want to change my job but where i get job there is no pf system but its in process . i don't want to close my account. It is Possible
After leaving a job can an
After leaving a job can an employee get his pf contribution along with contribution part of the pension both at a time. kindly inform conditions of service for getting both.
I am a private school
I am a private school teacher, and I have completed the one year but the school still not giving the EPF facility to me. now I just want to know that what can I do to start my EPF a/c?
I have fill up and submited
I have fill up and submited my P/F form but i still not getting my FUND,it's already tooked 9th months,all of my workmate had got the FUND.
Please Advise me ;what action I have to take;
please help me.....
how many PF deduction IN OUR
how many PF deduction IN OUR BASIC SALARY
i was worked in one LTD co.
i was worked in one LTD co. in 1993 to 2005 then ieft the job
and i have apply for pf withdrawl form in co.28thJUN 2011 But He is not sending my form.How to handle this situations please help me.I M waiting for our response. PLZ tell me Pension and Gratuity process.
plz give me advise to take
plz give me advise to take action
My ex-employer is not
My ex-employer is not processing/furthering my PF papers to PF department, nor is he ready to give me, for simply said that our application was not yet received, and matter is looked over by Official Liquidator. I have sent my forms 3 times so far. Please advice regarding this.
i was worked in one pvt co in
i was worked in one pvt co in 1993 to 2003 then ieft the job
and i have apply for pf withdrawl after three ,four month. i got the withdrawl amount now in 2011 i got new pf slip showing that in my pf account some balance is there my question is that
(1)when i withdrawl pf how again balance is remain ?
(2)if it is pansion portion then when will i get that pension ?
3)is it possible that whatever balance is there will get now ?
please reply as early as possible to my mail id
Q:I am employed in a private
Q:I am employed in a private organization since 3 & half years but I am yet to receive govt.PF slip from my company.What are the procedures if they have not deposited my PF?My appointment letter shows the contribution.
I am working with a
I am working with a Partnership Firm. The total staff is 9-10 and Turnover is 1.5 to 2.00 crores. The said firm has not been giving PF & Bonuses.
I want to know that the actual rules for Provident Fund for Parnership Firms.
Dear Mr.Thapa, As per the
Dear Mr.Thapa, As per the factory act the PF & Bonus payment is applicable to the factory/establishment with the manpower of more than 20 nos.
pls refer the bonus rule and pf rule on web the details are very much available there.
Soni
hi ,, i want to know that i
hi ,, i want to know that i left my company in april 2008 , can i get my pf after this 31 st april 2011 because i am very busy these days .. please help me to know this . I have received the information that we can 't take our old pf after 31 st April 2011 .
yes u can take ur pf
yes u can take ur pf
sir please tell me i am
sir please tell me i am working in a firm in ludhiana where more than 100 workers working,but only 60 workers on role and pf deduction only for 5 workers on minimum salary and on minimum amount. whethere any solution for the same or not.
I have laft the organisation
I have laft the organisation 3years back ,few days back I got a message from one of my frienf that if ,iwill not withdraw the mony with in 3years my account will me freezed, Please let me is this is a correct information?if yes then what is the procedure to withdraw the money?
2-If not then is there any time limit to after that the account will be freezed?
My Dad working in pvt
My Dad working in pvt industries from last 28 years and he die due to heart attack.....but the empolyer is not deducting PF from last 28 years but in his book of account he state that pf is deducted as per indian law,of all empolyee & now on pf form that v filled it state that pf is deducting from last 2 years................
so what should we do in tjis case
plzzz reply
(No subject)
Dear Sir/Madam,
Please inform me what is the rule for provident fund. ie,If i run a a company which is not a private ltd company but the no. of stuff is near about 17, shall I start a deduction for provident fund from my staff's salary? if so then what will be the percentage? and after how many years of service they can claim for that provident fund? Plaese clarify me the following points.
1> minimum how many staff should be requried to start the povident fund?
2> what is the minimum salary to start the provident fund?
3> what is the minimum period a stuff should do serve in a company to claim the povident fund ?
4> what is the minimum % that should be deduct for the provident fund from a emloyee's salary, if the company is a private company
Please inform me at your earliest
Prabir Bhowmik
What PF rule is applicable in
What PF rule is applicable in case of employees working on daily wages?
i have worked for 6 yrs, i
i have worked for 6 yrs, i want to withdraw pf , i filled up forms given by my firm on 05th feb,2011.
i want to know that how much time it will take to credit into my account ??????
can you please suggest,
thnx,
thanking you!!!!!!!!!
yours faithfully,
sanjeev oram
hai, it will be take 2
hai, it will be take 2 months.
You will your amount within
You will your amount within 45days.
Respected Sir/Madam, Any one
Respected
Sir/Madam,
Any one suggest me that our company has 90 employees but the no has PF account till.
Please provide me for the provident fund what is the salary limit.And
we are starting a new Pvt. Ltd.company with 90 employees.. how do i go upon the formalities...
Dear Sir, I am Anish KM from
Dear Sir,
I am Anish KM from cochin Kerala.I was working with Info Services,Chennai(having branch offices in cochin,Trivandrum and Calicut) from November 2005 to April 2010.I have resigned from the company on 18th April 2010.
I have submitted my PF withdrawel form in the month of May 2010 and countinusly I am following up with HR&ADMIN dept of this company for the same.But till I am not getting the proper update from there officials.How I can get my PF amount back.
I request your valid reply on this please.
Thanks&Regards
Anish KM
0050938916967
Mr. Anish, Hope you know the
Mr. Anish, Hope you know the pf account number. if not get the number and pls chk with the pf office in chennai for the follow ups.
Regards
Soni
hi, please help me,, i was
hi, please help me,, i was working in KMS Pvt Ltd for one year. After that i quite the job without giving a resignation latter. Can i apply for pf please advoice me
sure, pls fill the form and
sure, pls fill the form and submit with the company, but they may ask you to do the f&f formalities for dues.
Hi, my father had worked in
Hi,
my father had worked in Bajaj Auto Ltd for more than 30 yrs.
Now he is retired and still working as a security for 5000/- Rs.
now he recieve pension of rs 400/- can he apply for PF from current job?
Pls help me as my father want to save some money thro PF.
Hi, I worked in limited
Hi,
I worked in limited company for 9 yrs 10 months took a break of 3 months and then joined another job and served exactly 5 yrs and resigned and presently not working in any organization and applied for withdrawal of PF.
My query is does the PF pension policy applies to me. I heard that if a person contributes for 10 yrs. to PF he is eligible. But i have nearly 15 years of contribution but there is a 3 months break between 9 and 10 years.
Thanks,
Krishna
what is the salary limit of
what is the salary limit of PF
if basic salary is below
if basic salary is below 6500/- then pf deduction must as per PF Act,1952. If above 6500 then employee has a option to opt or not
i want to know if employee
i want to know if employee getting basic wages rs.15000/- pm and
he is paid only 20 days wages in the particular month then what will be the employee pf contribution for said month please clarify
thanks.
v.k.agarwal
pls adv the limit of PF
pls adv the limit of PF
pls advice me about pf
pls advice me about pf withdraw without employer consent.
Hi, I ve been working for a
Hi,
I ve been working for a govt. aided college in tamil nadu for the past 26 years.
But i ve not been deducted any amount from my salary as a pf...
I get a consolidated pay and my basic is below Rs.6500/-.
My question is
1.can I get my pf for the past 26 years..
If so, then suggest me a legal procedure to get the same.
Thanks
Hi , I left an organisation 6
Hi ,
I left an organisation 6 years back.
What is the procedure to claim the EPF?
Thanks & Regards,
Shrikant
hi, its really surprising
hi,
its really surprising that you have left ur job since 6 years and still not claimed ur pf!!! anyways its HR lookout to inform u the same but if they have not informed u than u may simply approach them, ask them for ur PF form, fill it up and submit to ur HR. it may take max. of 60 working days for ur PF to get cleared.
Hi I was employed at a
Hi
I was employed at a recruitment/staffing firm called OS2i in Pune from Jan 2006 to Oct 2008. OS2i was headquartered in Brighton UK under the leadership of Mr. Regan George.
Most of us who were employed have not received their Provident Fund settlements.
When we checked with the PF office in Pune our accounts show ZERO credit. For the time that most of us have been employed at OS2i, we have our salary slips showing deductions towards Provident Fund however our account shows ZERO when we checked the balance at the PF office.
Please to whom so ever it may concern, if you have any suggestions, guidance , please do revert back on my email id virafb@gmail.com
Also most of our senior management including Mr. Regan George have no inclination nor the desire to help us out, probably the last resort for us would be a to take legal action against the people concerned.
Regards
Viraf Bokdawalla
Hi I was employed at a
Hi
I was employed at a recruitment/staffing firm called OS2i in Pune from Jan 2006 to Oct 2008. OS2i was headquartered in Brighton UK under the leadership of Mr. Regan George.
Most of us who were employed have not received their Provident Fund settlements.
When we checked with the PF office in Pune our accounts show ZERO credit. For the time that most of us have been employed at OS2i, we have our salary slips showing deductions towards Provident Fund however our account shows ZERO when we checked the balance at the PF office.
Please to whom so ever it may concern, if you have any suggestions, guidance , please do revert back on my email id virafb@gmail.com
Also most of our senior management including Mr. Regan George have no inclination nor the desire to help us out, probably the last resort for us would be a to take legal action against the people concerned.
Regards
Viraf Bokdawalla
My ex-employer is not
My ex-employer is not processing/furthering my PF papers to PF department, nor he is telling when I will get PF, my application was send to them through concern HR.Pls tell me how should I PF as its 1.5 years since I am following with them.
I was employeed in Jammu and our company is from chinnai.
IS THERE ANY RULE AS SUCH FOR
IS THERE ANY RULE AS SUCH FOR PRIVATE COMPANY THAT IT CAN CONTRIBUTE 10% ON 6500 ONLY IF WHAT SO EVER IS THE SALARY OF THE EMPLOYEE OF THAT COMPANY
company deduct 12% from my
company deduct 12% from my salary as employee contribution to pf and second 12% from my salary as employer contribution. so. i want to know 12% of employer contribution for all the companies uniform i.e they have to provide 12% from they own pocket.
hii 12% which is payable by
hii
12% which is payable by the employer should not be deducted from employee,s a/c.check with your HR or PF Commissioner
I am working for my company
I am working for my company last 5 years but still not recieved the PF payment slip kindly help to know how to get the slip and procedure for current status of PF account.
Regards
Jacob
i am employee of the company
i am employee of the company from last 5 yrs but still not received PF paid slip from the company. Kindly let me know the procedure to get the paid slip and till date status of my Provident fund.
I have fill up and submited
I have fill up and submited my P/F form but i still not getting my FUND,it's already tooked 9th months,all of my workmate had got the FUND.
Please Advise me ;what action I have to take;
because of this I am MENTALY Disturbed;
please help me,,,,
Hello,i submit d Pf form
Hello,i submit d Pf form before 4 months in dwarka office New Delhi,but i dint get amount till date.Plz verify what happen of my amount or advise me what action i have to mtake.thanx
I have retired from a
I have retired from a Nationalised Bank. But I have not withdrawn the employer's contribution made to Provident Fund Account. Please let me know if the balance left with the PF a/c will earn interest after retirement also? If yes, what is the present rate of interest paid on the balance kept in PF account. Please clarify.
My company is not giving PF
My company is not giving PF while in this company more than 2000 employees work in different good positions.
Dear Sir/Madam, After leaving
Dear Sir/Madam,
After leaving the current job, if i am not willing to go for job further, in that case may i maintain my current PF account without closing? Your advice in this matter will be very helpful to me.
Thanks
Please provide me provident
Please provide me provident fund limit.
providnt fund limit is
providnt fund limit is 6500/-only
6500 Rs/month is the max.
6500 Rs/month is the max. limit for PF
Please provide me for the
Please provide me for the provident fund what is the salary limit.
pl.send me more details,how
pl.send me more details,how many employees are necessaryin single concern to apply epf.
pl.send me more details about
pl.send me more details about epf,
my co. is not deducting any
my co. is not deducting any pf 4m salary...does this makes my co. any less reliable employer compared to cos that deduct pf
If the employee doing
If the employee doing Overtime 30 hours in a month. Can PF deducted or not.
Pf deduction application only
Pf deduction application only on Basic + DA
pl tell me if there is a new
pl tell me if there is a new amendment as passed agst pf in 2009-10. If amendment has passed can any one tell me about that amendment. some one told me that as per new amendment if company having more than 10 permanent employees it must to reg under pf act. pl conform me about this.
(No subject)
Any one suggest me that my
Any one suggest me that my company has 300 employees but the no has PF account till.
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