SBI Business Loan

SBI Business loan can be divided into two segments namely Traders Easy Loan Scheme and Retail trade.

Traders Easy Loan Scheme[edit]

  • Loan can be availed by any business man / Professional/ entrepreneur and self employed person.
  • Loan is sanctioned against equitable mortgage of the property (commercial or residential) which is in the unit’s name or proprietor’s/partner’s name or relatives.
  • The advance can be taken in form of Cash Credit limit, loan or Non Fund Based requirements.
  • Cash Credit limit and Non Fund Based requirements can be renewed every year.
  • Loan term is 5 years.
  • Repayment can be done monthly, quarterly or yearly.
  • Business is assessed and is done on the basis of projected turnover.
  • Minimum loan amount: Rs 25000 and maximum loan amount is Rs 5.0 crores.
  • Floating interests charged monthly on daily reducing balance.
  • Loan margin 35%.
  • Third party guarantee in not required.

Retail Trade:

  • Loan is given to retail traders.
  • The retail traders need to be the communication link between the manufacturer and the consumer.
  • The bank provides working capital for the business, renovation, repair and others.
  • Minimum loan amount is INR 25000 and maximum is 5 lacs.
  • Margin: No margin for loan up to 25000, 20% for the range 25,000-50,000 and 25% for loan > 50,000.

Security required:

Loan Amount: Up to 25,000 Primary Security: Charge Over the assets bought with the bank finance Collateral: NO

Loan amount: greater than 25000 Primary Security: Charge Over the assets bought with the bank finance. Collateral: Charge Over movable and immovable assets or third party guarantee as per the RBI guidelines.

Eligibility:

  • The business must have registered pre-tax profit in last three years.
  • The trader needs to be established and must have a track record of profit.

Purpose of the SBI Business loan:

  • Holding the book/stock debts.
  • Fixed asset acquisition.
  • Construction, renovation, up gradation etc.
  • High cost debt substitution.
  • Networking capital shoring.
  • Expenditures for computerization.

Nature of the loan: Term loan.

Loan tenure: 3-5 years and repayments can be made monthly, quarterly or yearly.

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i want loan Rs-500000/- for open a plastic pipe factory.

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i want loan from sbi for treding mobile phone in our locality.last 2years i am in this treds.i want Rs2000000 for this treding.Thanks.

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Dear Sir, I am doing a small business since last One and half year on the name of Aditya Enterprises and having an account in your bank, supplying mechanical spares to diffrent customers and till date I am doing it well but now as I want to expand my business I need a small amount of loan of Rs. 1.5 lakhs only which will give a boost to my business. Sir can you help & guide me in this regard. I am very much sure that I will soon recieve your reply for which I shall always be thankfull and obliged. Bhairava Dutt Akhauri

Good day, Getting a legitimate loan have always been a huge problem To clients who have financial needs. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But MRS CARSON FINANCIAL LOAN SERVICE. has made that difference in the lending industry. We can arrange for a loan from the range of $10,000. to $10,000.000.0, Our Services Include the Following:- *Investors Loans.......... *Debt Consolidation.......... *Second Mortgage *Business Loans........ *Personal Loans.......... *International Loans No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true.MELISSA FINANCIAL LOAN SERVICE. says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan from: Kindly respond immediately to this LOAN APPLICATION FORM PERSONAL INFORMATION First Name:......... Last Name:......... Contact Address:......... City/Zip Code:......... State :......... Country:......... Gender:......... Date of birth (yyyy-mm-dd):........ Telephone:......... .Marital Status :......... Occupation:......... Next of Kin:......... LOAN INFORMATION Amount Needed as Loan :......... .Purpose of Loan:......... Loan Duration :......... Monthly Income :......... Your international pass sport or drivers license is required:......... Have you applied for loan before (yes or no) Regards, Email: directloanservice2011@gmail.com Mrs Carson

Dear Sir, I am doing a small business since last One and half year on the name of Aditya Enterprises and having an account in your bank, supplying mechanical spares to diffrent customers and till date I am doing it well but now as I want to expand my business I need a small amount of loan of Rs. 1.5 lakhs only which will give a boost to my business. Sir can you help & guide me in this regard. I am very much sure that I will soon recieve your reply for which I shall always be thankfull and obliged. Bhairava Dutt Akhauri

Dear Sir, I am doing a small business since last One and half year on the name of Aditya Enterprises and having an account in your bank, supplying mechanical spares to diffrent customers and till date I am doing it well but now as I want to expand my business I need a small amount of loan of Rs. 1.5 lakhs only which will give a boost to my business. Sir can you help & guide me in this regard. I am very much sure that I will soon recieve your reply for which I shall always be thankfull and obliged. Bhairava Dutt Akhauri

Dear Sir, I wish to start an hi profild ice cream parlour in rnakulam..For that purpose I need 2 lakhs.Is there any provision to get that mony as loan..what is the procedure for that..please reply me..

I've very good profitability market plan but i have no money if SBI passed my loan ....................more than one year I can paid their loan amount thank u

Sir i have small business my target transport mostly Travels and parcel services i trading between i very hard work daily travels ED to MAS Travels i want loan Please Rs 5000000 thank very match .......

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I want business loan 500000 to 100000 to battery & inverter trading what document is require & what is the proses plz. kindly explain

Good day, Getting a legitimate loan have always been a huge problem To clients who have financial needs. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But MRS CARSON FINANCIAL LOAN SERVICE. has made that difference in the lending industry. We can arrange for a loan from the range of $10,000. to $10,000.000.0, Our Services Include the Following:- *Investors Loans.......... *Debt Consolidation.......... *Second Mortgage *Business Loans........ *Personal Loans.......... *International Loans No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true.MELISSA FINANCIAL LOAN SERVICE. says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan from: Kindly respond immediately to this LOAN APPLICATION FORM PERSONAL INFORMATION First Name:......... Last Name:......... Contact Address:......... City/Zip Code:......... State :......... Country:......... Gender:......... Date of birth (yyyy-mm-dd):........ Telephone:......... .Marital Status :......... Occupation:......... Next of Kin:......... LOAN INFORMATION Amount Needed as Loan :......... .Purpose of Loan:......... Loan Duration :......... Monthly Income :......... Your international pass sport or drivers license is required:......... Have you applied for loan before (yes or no) Regards, Email: directloanservice2011@gmail.com Mrs Carson

Good day, Getting a legitimate loan have always been a huge problem To clients who have financial needs. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But MRS CARSON FINANCIAL LOAN SERVICE. has made that difference in the lending industry. We can arrange for a loan from the range of $10,000. to $10,000.000.0, Our Services Include the Following:- *Investors Loans.......... *Debt Consolidation.......... *Second Mortgage *Business Loans........ *Personal Loans.......... *International Loans No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true.MELISSA FINANCIAL LOAN SERVICE. says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan from: Kindly respond immediately to this LOAN APPLICATION FORM PERSONAL INFORMATION First Name:......... Last Name:......... Contact Address:......... City/Zip Code:......... State :......... Country:......... Gender:......... Date of birth (yyyy-mm-dd):........ Telephone:......... .Marital Status :......... Occupation:......... Next of Kin:......... LOAN INFORMATION Amount Needed as Loan :......... .Purpose of Loan:......... Loan Duration :......... Monthly Income :......... Your international pass sport or drivers license is required:......... Have you applied for loan before (yes or no) Regards, Email: directloanservice2011@gmail.com Mrs Carson

Welcome sir I am customer in your bank my ac no:30693049590 I am complete M.Sc(information technology) so i have start a small business. My forget (DTP-Station) in vallam mainroad Trichy So i want loan Sanctioned in equipment provide with my self. Amount:1,00,000/- please boost my feature sir

Welcome sir, I am customer in your bank my account no:30693049590 I am complete M.Sc(Information Technology) so i have start a small business,My forget(DTP-Station)in vallam mainraod near in prist university Trichy so I want loan Sanctioned in equipment provide with my self. Amount:1,00,000/- Please boost my feature sir

Welcome sir, I am customer in your bank.MY account no:30693049590, I am complete M.Sc(Information Technology) so I have start a small budiness. MY forget(DTP-Station)in vallam main road near in prist university Trichy road Thanjayur. so I want loan sanctioned in equipment provide with my self. Amount:1,00,000/- Pleast boost my feature sir

Respected sir, I have an account in SBI bank. I need loan to expand my business. I am owning a garment business since 2 yrs. can I get a loan amounted to rs. 1 lac. please suggest me what are the documents required and other things. Please reply.. thanking you.

Sir, I had a saving a/c at your bank,and currently i am in bussines of spice order supplier, but from few months i want to start a new business of wholesale shop of assorted medicine. for this i had rented a 180sqft shop at b.t.road, and preparing other paper works such as trade licence and drug licence,and my father is going to give me attorney power of his property valued approx 22 to 24 lacs.I had paid my returns last 4 years, Sir please write me what other document's required for my new bussiness to get the loan of rupees 15 lacs,how much time it takes to sanctioned,and will negative cibil report effect the loan.reply soon

Sir, I had a saving a/c at your bank,and currently i am in bussines of spice order supplier, but from few months i want to start a new business of wholesale shop of assorted medicine. for this i had rented a 180sqft shop at b.t.road, and preparing other paper works such as trade licence and drug licence,and my father is going to give me attorney power of his property valued approx 22 to 24 lacs.I had paid my returns last 4 years, Sir please write me what other document's required for my new bussiness to get the loan of rupees 15 lacs,how much time it takes to sanctioned,and will negative cibil report effect the loan.reply soon

Sir, I had a saving a/c at your bank,and currently i am in bussines of spice order supplier, but from few months i want to start a new business of wholesale shop of assorted medicine. for this i had rented a 180sqft shop at b.t.road, and preparing other paper works such as trade licence and drug licence,and my father is going to give me attorney power of his property valued approx 22 to 24 lacs.I had paid my returns last 4 years, Sir please write me what other document's required for my new bussiness to get the loan of rupees 15 lacs,how much time it takes to sanctioned,and will negative cibil report effect the loan.reply soon

Sir, I had a saving a/c at your bank,and currently i am in bussines of spice order supplier, but from few months i want to start a new business of wholesale shop of assorted medicine. for this i had rented a 180sqft shop at b.t.road, and preparing other paper works such as trade licence and drug licence,and my father is going to give me attorney power of his property valued approx 22 to 24 lacs.I had paid my returns last 4 years, Sir please write me what other document's required for my new bussiness to get the loan of rupees 15 lacs,how much time it takes to sanctioned,and will negative cibil report effect the loan.reply soon

sir i completed engg i need to start business in animal husbandary,nearly i need money of 10 lacs.is loan applicable for professional certificate sir,thanking you....

sir i want to open gaming lan cafe and cyber cafe for that i need 500000 rs. so sir for that i need your advise and your help. And what document needed for the loan.

sir i want to open gaming lan cafe and cyber cafe for that i need 500000 rs. so sir for that i need your advise and your help. And what document needed for the loan. reply

sir, I did my B.E. In mechanical six month ago, now I want to establish my own business and for that I neeed new machines, and its cost is 2500000, I need your help that can I get loan from SBI on my certificate based or I need property for it , please sir suggest me..

sir, i am planning to start a CBSE school. I have 2 acre land on highway. How much amount i can get as a loan? What is time limit & interest rate

iwantloan from sbi for trading namkeen .last 3year iam in this treds ihave office in gurgaon last year turnover 60 lakh.iwant limit 12lakh.ihave collartal securaty rs 1 crore in rajasthan thanks

Good day, Getting a legitimate loan have always been a huge problem To clients who have financial needs. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But MRS CARSON FINANCIAL LOAN SERVICE. has made that difference in the lending industry. We can arrange for a loan from the range of $10,000. to $10,000.000.0, Our Services Include the Following:- *Investors Loans.......... *Debt Consolidation.......... *Second Mortgage *Business Loans........ *Personal Loans.......... *International Loans No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true.MELISSA FINANCIAL LOAN SERVICE. says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan from: Kindly respond immediately to this LOAN APPLICATION FORM PERSONAL INFORMATION First Name:......... Last Name:......... Contact Address:......... City/Zip Code:......... State :......... Country:......... Gender:......... Date of birth (yyyy-mm-dd):........ Telephone:......... .Marital Status :......... Occupation:......... Next of Kin:......... LOAN INFORMATION Amount Needed as Loan :......... .Purpose of Loan:......... Loan Duration :......... Monthly Income :......... Your international pass sport or drivers license is required:......... Have you applied for loan before (yes or no) Regards, Email: directloanservice2011@gmail.com Mrs Carson

Are you in search of a legitimate loan? Tired of Seeking Loans and Mortgages? Have you been turned down by your banks ? Do you need a loan to clear your debts/bills and start up business? Then your financial trauma is over. We Offer Loans from $2,000.00 to $100,000,000.00 with low interest rate. We are certified and trust worthy. we can help you with financial assistance. Contact us today via our customer service by returning this form back to us on this email. If interested do get back to us via Email:johnsonleehelpfunds@gmail.com Loan Application Form Fill And Return First Name ...... Last Name.......... Sex..... Age....... State......... Country........... Occupation............... Monthly Income.......... Amount Needed.......... Duration.............. Religion........... Phone Number ............ Phone Number ........... next of kin............ number of next of kin...... We do hope to hear from you soon,

iwantloan from sbi for trading namkeen .last 3year iam in this treds ihave office in gurgaon last year turnover 60 lakh.iwant limit 12lakh.ihave collartal securaty rs 1 crore in rajasthan thanks

iwantloan from sbi for trading namkeen .last 3year iam in this treds ihave office in gurgaon last year turnover 60 lakh.iwant limit 12lakh.ihave collartal securaty rs 1 crore in rajasthan thanks

Dear Sir, I am salaried with an annual income of 1.5 lacs looking for small business loan of about 2 lacs with max tenure to restart our automobile garage in Mumbai. Please contact me on 09967744410 Email : dattatrayaautoworks@gmail.com Website : www.dattatrayaautoworks.com With Regards Kunal Naik

i want loan Rs.300000/- to 500000/- for open a medical store my no is-9971172036 thanks

Dear Sir I want business loan upto Rs.5 Crores But I have no movable or immovable asset. I am a employee of private concern and my take home salary will be approx. Rs.25,000 P.M. PLZ TELL ME HOW I GET BUSINESS LOAN........... (M)- 82 859 80 839

Dear Sir, I want to start a new dealership of Hero Motocorp bikes. I have a own 1200 sq ft plot margin value of 1200000 lakhs. On that plot I want to built the showroom.I need a loan of 600000 lakhs. What procedure can I do for get the loan. Please give the details sir.

Dear Sir, I want to start a new dealership of Hero Motocorp bikes. I have a own 1200 sq ft plot margin value of 12 lakhs. On that plot I want to built the showroom.I need a loan of 6 lakhs. What procedure can I do for get the loan. I completed the course of motorcycle technician conducted by IGNOU & Hero Motocorps Ltd .Please give the details sir.

Dear Sir, I want to start a new dealership of Hero Motocorp bikes. I have a own 1200 sq ft plot margin value of 12 lakhs. On that plot I want to built the showroom.I need a loan of 6 lakhs. What procedure can I do for get the loan. I completed the course of motorcycle technician conducted by IGNOU & Hero Motocorps Ltd .Please give the details sir.

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Hello sir....i want do own business....mujhe 40 lakh tk ka loan chahiye...but i have not property...kya beena property k 40 lakh tk loan mil skta h SBI bank se....plz mujhe kuch information dijiye

i want loan Rs-200000/- for open a photo state shop.

i want loan Rs-200000/- for open a photo state shop & cyber cafe.

Sir, I need a loan of Rs.100000.00 for business purpose. But Sir, I have no assetes for against of the loan.. Please help me Sir.

GOODAY. I am Mrs Carson, a reputable, legitimate & an accredited company money Lender. I loan money out to individuals in need of financial assistance at 2% interest rate. Do you have a bad credit or you are in need of money to pay bills? I want to use this medium to inform you that i render reliable beneficiary assistance as I'll be glad to offer you a loan. No credit check, 100% Guaranteed. email: directloanservice2011@gmail.com Note: We only welcome serious minded people. We are legitimate and ready to fund out loans for real and serious people. Get back to us with the following if you are interested: Full Name: Country: Phone Number: Amount Needed As Loan: Loan Duration: Currency needed(euro, dollars pounds): Sex: Purpose Of Loan: Occupation: Email: Password: Regards. MRS CARSON LOAN FOUNDATION MRS CARSON HEAD OFFICE (NIG)

Good day, Getting a legitimate loan have always been a huge problem To clients who have financial needs. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But MRS CARSON FINANCIAL LOAN SERVICE. has made that difference in the lending industry. We can arrange for a loan from the range of $10,000. to $10,000.000.0, Our Services Include the Following:- *Investors Loans.......... *Debt Consolidation.......... *Second Mortgage *Business Loans........ *Personal Loans.......... *International Loans No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true.MELISSA FINANCIAL LOAN SERVICE. says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan from: Kindly respond immediately to this LOAN APPLICATION FORM PERSONAL INFORMATION First Name:......... Last Name:......... Contact Address:......... City/Zip Code:......... State :......... Country:......... Gender:......... Date of birth (yyyy-mm-dd):........ Telephone:......... .Marital Status :......... Occupation:......... Next of Kin:......... LOAN INFORMATION Amount Needed as Loan :......... .Purpose of Loan:......... Loan Duration :......... Monthly Income :......... Your international pass sport or drivers license is required:......... Have you applied for loan before (yes or no) Regards, Email: directloanservice2011@gmail.com Mrs Carson

i want a loan of 2000000rs i have 14 acer land

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