Simple and comprehensive Bharati AXA’s SmartDrive Two Wheeler Insurance Policy shields you from different types of liabilities and loss. Its coverage also includes pedal assisted cycles and auto-cycles.
'''Policy Coverage Inclusions:'''
'''1. Accidental vehicular damage due to:'''
* Vandalism acts like terrorism, strikes, riots; natural disaster like floods, earthquakes, cyclones, inundation
* During transit by air, rail, road, or elevator
'''2. Liability coverage for:'''
* Physical injury or death to third party
* Property damage of a third party
'''Optional extra coverage at additional premium for:'''
* Damage or loss toward non-electrical and electrical accessories
* Personal accident cover for the Insured or nominated persons or passengers
* Legal liability cover to persons employees – paid cleaners & chauffeurs
'''Claimable events payable under policy:'''
'''1. Accidental Damage Section:'''
* Damage to all fibre glass parts; rubber & plastic parts & tyres (subject to condition of Indian motor Tariff)
* Actual expenses for replacement / repairs subject to Sum Insured
* Charges for towing and garage services subject to maximum of Rs. 1500/-
'''2. Liability Section:'''
* A must have personal accident compensation for owner driver.
* Physically injury or death to third parties subject to condition in Motor Vehicles Act
* If opted – paid chauffer get personal accident compensation
* Property damage of third party subject to maximum of Rs. 750,000/-
* All expenses borne with written approval from Company
* Consequential loss from wear and tear or breakdowns
* Loss due to wars – civil, nuclear, or driving with invalid driving license