Tata Aig Life Invest Assure Optima

Another unit linked insurance solution of Tata AIG Life is Tata AIG Life Invest Assure Optima. This insurance policy helps to optimize the investment returns with a combination of guaranteed addition and high allocation. This policy also provides complete financial protection.

The Eligibility For Tata AIG Life Invest Assure Optima Is:

• Minimum age of issue is 0 years.
• Maximum age of issue is 55 years.
• Maximum maturity age is 70 years.

The Key Features Of Tata AIG Life Invest Assure Optima Are:

• This policy brings guaranteed addition.
• The minimum premium for the policy is Rs 15,000 per annum.
• The available policy terms are 10, 15, 20, 25, 30 years.
• Premiums paid under this plan are eligible for tax benefits under 4 Section 80C of the Income Tax Act, 1961.
• This policy gives option to save under Systematic Money Allocation & Regular Transfer Investment (SMART).
• Premium Paying Term under this policy is 10, 15, 20, 25, 30 years.
• Minimum Sum Assured under this policy is 5 times the Annualized Premium.
• Maximum Sum Assured under this policy is “Policy Term” times the Annualized Premium.
• The policy holder can choose from 5 available riders. These riders are not compulsory and are available at a small extra expenditure.
• The policy holder can choose between 7 Investment Fund Options i.e. Whole Life Mid-Cap Equity Fund, Whole Life Short Term Fixed Income Fund, Whole Life Income Fund, Whole Life Stable Growth Fund, Whole Life Aggressive Growth Fund, Large-Cap Equity Fund and Select Equity Fund.