Tata Aig Life Invest Assure Optima Plus

The Tata AIG Life Invest Assure Optima Plus is unit linked endowment insurance.This policy helps in optimizing the investment returns with a grouping of high allotment and Guaranteed Addition, while rendering the customer with a complete financial security.

The eligibility for Tata AIG Life Invest Assure Optima Plus are:

  • Entry age - 0 years (30 days) to 60 years
  • Policy Term - 10 or 15 or 20 or 25 or 30 years
  • Premium Paying Term - 10 or 15 or 20 or 25 or 30 years
  • Maximum Maturity Age - 70 years
  • Minimum Annualized Premium - Rs. 15,000 p.a. for Annual mode
  • Minimum Annualized Premium - Rs. 18,000 p.a. for Semi – Annual or Quarterly or Monthly mode
  • Minimum Sum Assured - 5 * Annualized premium
  • Maximum Sum Assured - Policy Term * Annualized Premium

The chief features of Tata AIG Life Invest Assure Optima Plus are:

  • This policy comes with low Premium Allocation charge from 2nd Year onwards.
  • The customer has the freedom to choose from 5 available riders for added security. These riders are not compulsory and are available at an ostensible added cost.
  • This policy gives Guaranteed Maturity Addition of 7.5% of Regular Premium Fund Value.
  • The policy holder can choose between 7 Investment Fund Options i.e. Whole Life Income Fund, Whole Life Mid-Cap Equity Fund, Whole Life Aggressive Growth Fund, Whole Life Short Term Fixed Income Fund, Whole Life Stable Growth Fund, Large-Cap Equity Fund and Super Select Equity Fund.
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