The Tata AIG Life Invest Assure Optima Plus is unit linked endowment insurance.This policy helps in optimizing the investment returns with a grouping of high allotment and Guaranteed Addition, while rendering the customer with a complete financial security.
'''The eligibility for Tata AIG Life Invest Assure Optima Plus are:'''
* Entry age - 0 years (30 days) to 60 years
* Policy Term - 10 or 15 or 20 or 25 or 30 years
* Premium Paying Term - 10 or 15 or 20 or 25 or 30 years
* Maximum Maturity Age - 70 years
* Minimum Annualized Premium - Rs. 15,000 p.a. for Annual mode
* Minimum Annualized Premium - Rs. 18,000 p.a. for Semi – Annual or Quarterly or Monthly mode
* Minimum Sum Assured - 5 * Annualized premium
* Maximum Sum Assured - Policy Term * Annualized Premium
'''The chief features of Tata AIG Life Invest Assure Optima Plus are:'''
* This policy comes with low Premium Allocation charge from 2nd Year onwards.
* The customer has the freedom to choose from 5 available riders for added security. These riders are not compulsory and are available at an ostensible added cost.
* This policy gives Guaranteed Maturity Addition of 7.5% of Regular Premium Fund Value.
* The policy holder can choose between 7 Investment Fund Options i.e. Whole Life Income Fund, Whole Life Mid-Cap Equity Fund, Whole Life Aggressive Growth Fund, Whole Life Short Term Fixed Income Fund, Whole Life Stable Growth Fund, Large-Cap Equity Fund and Super Select Equity Fund.