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HDFC Salary Account

Thinking about the customers’ satisfactions, giving preference to their tastes and choices HDFC bank provides a lot of offer for opening the HDFC salary accounts with various facilities in a different manner.

Contents

1 Payroll account

2 Classic Salary account

3 Regular Salary account

4 Premium Salary account

Payroll account

Its’ benefits and features:

  • Account with zero balance
  • Self-accidental insurance up to Rs.2,00,000/-
  • Debit card is free
  • Maximum withdrawal of Rs. 15,000 to Rs. 25,000 from ATMs for shopping purpose
  • Minimum charges for branch transaction (for each transaction Rs. 60 only)
  • Phone/mobile banking, net banking are totally free of cost
  • Minimum charges for utility bill payment services (Rs.25 only per quarter for each customer ID )
  • Free passbook availability

Classic Salary account

Its’ benefits and features:

  • Account with zero balance
  • International Debit card is free
  • Maximum withdrawal of Rs. 15,000 to Rs. 25,000 from ATMs for shopping purpose
  • Phone/mobile banking, net banking are totally free of cost
  • Free inter-branch and inter-city banking
  • Yearly bank statement
  • Utility bill payment facility
  • Free passbook available in home branch

Regular Salary account

Its’ benefits and features:

  • Account with zero balance
  • International Debit card is free
  • Maximum withdrawal of Rs. 15,000 to Rs. 25,000(no liquid money) for shopping purpose
  • Free inter-branch and inter-city banking
  • The issue of Demand Drafts within the HDFC network for Rs. 25,000 for each instrument is free
  • Reduced rate of interest on loan facilities
  • Utility bill payment facility
  • InstaAlert facility is free
  • Free passbook available in home branch

Premium Salary account

Its’ benefits and features:

• Add-on Debit card and International Debit Card is free for life

• Self-accidental insurance up to Rs.2,00,000/- on Debit card(conditions apply)

• Maximum withdrawal of Rs. 25,000 to Rs. 50,000(no liquid money) from ATMs for shopping purpose

• Transaction is free on another Bank Cirrus/Visa network ATMs

Besides these HDFC also provides the facilities of opening Defense and No Frills Salary account with all available facilities.