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HSBC Credit Card

Contents

  1. HSBC India Credit Card
  2. HSBC Classic credit card
  3. HSBC Gold credit card

HSBC India Credit Card

HSBC India offers 3 types of Credit Cards, HSBC Platinum credit card, HSBC Gold credit card and HSBC Classic credit card.

HSBC Classic credit card

  • Supported Networks - MasterCard and Visa
  • Joining Fee(in Rupees) - Zero
  • Annual Fee(in Rupees) - 786.52
  • Cash Withdrawal Fee 2.81%, minimum of Rs 280.90
  • Late Payment Fee 33.71 of the minimum amount ( subject to minimum of Rs 449.44 and a maximum to Rs 674.16 per month )
  • Overlimit Charges 561.8
  • Maximum Credit Free Period Up to 52 days

HSBC Gold credit card

  • Supported Networks Visa/MasterCard
  • Joining Fee(in Rupees) NA
  • Annual Fee(in Rupees) 2247.2
  • Add On Card Issue Fee 1123.6
  • Interest Rate On Revolving Credit 41.80%
  • Interest Rate On Cash Withdrawal 41.80%
  • Interest Rate On Balance Transfer 13.34%
  • Reward Points 1 point for Rs 100 spend
  • Surcharge On Fuel 0% for petrol purchase transaction for Rs 400 - Rs 4000 and above 4001 2.5% surcharge will be applicable
  • Cash Withdrawal Fee 2.81%,minimum of Rs 280.90
  • Late Payment Charges
  • Late Payment Fee 33.71 of the minimum amount ( subject to minimum of Rs 449.44 and a maximum to Rs 674.16 per month )
  • Overlimit Charges 561.8
  • Maximum Credit Free Period Up to 52 days