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De La Rue developed the first electronic ATM, which was installed in Enfield Town in North London, United Kingdom on 27 June 1967 by Barclays Bank.

Customers can now use ATM in variety of ways.

• To make cash withdrawals • Credit Card cash advances • Check their account balances • Purchasing mobile cell phone prepaid credit.

ATMs are also known by various other names like automated transaction machine, automated banking machine, money machine, bank machine, cash machine, hole-in-the-wall, cash point, Bancomat, Multibanco and Any Time Money (in India) .

The IDBI Bank International Debit-cum-ATM Card enables you to access your IDBI Bank account from anywhere in the world, anytime of the day or night.

It not only lets customers to withdraw money from any of IDBI ATMs (Automated Teller Machines) and their associated bank’s ATMs, but also empowers customers to shop, dine and travel without the worry of carrying cash with them all the time. Customers have to open a Savings Account with IDBI to avail International Debit-cum-ATM Card benefits.

Its Features are listed below:-

Multilocation Availability Withdraw cash at over 1000 IDBI Bank ATMs across the country through your International Debit cum ATM card. You can also withdraw cash at over 36,000 VISA/ Plus ATMs in India & over a million VISA/PLUS ATMs worldwide through your VISA card and 18,000 MasterCard ATMs in India & over a million MasterCard ATMs worldwide through your MasterCard.

Electronic Usage

International Debit-cum-ATM Card can be used only at merchant locations that have an electronic data capture machine or an electronic point of sale machine. 

International Validity The International Debit-cum-ATM Card can be used both in India and abroad to make purchases at merchant locations and withdraw local currency at ATMs.

Insurance Cover 
In the event of loss, the customer is covered against any misuse provided he reports the loss to the Bank. Hot listing is done immediately. Claims are processed on the basis of the FIR lodged by the customer at the local police station. In case the customer is abroad, the customer can either call our Phone Banking centers in India or call up the Visa Global Assist centers. 

Daily Card Limits

Daily Card Limits are reset at 12 mid night IST every day. The limit is valid across transactions done at IDBI Bank ATMs, MasterCard ATMs, Visa/PLUS ATM network, Visa Electron/ Visa Flag EDC and MasterCard EDC network in India and abroad. 

The International Debit-cum-ATM Card is being offered at a special discounted price of Rs 99 excluding Service Tax. The annual fee is waived for the 1st year for one additional add-on card per account