With increase in complications in our life our exposure to health risks have increased manifold. We have become aware of health hazards that loom in front of us. Along with this the sky rocketing costs of medical benefits often leave us helpless in the hands of fate.
When we have to decide about health we simply cannot depend on anybody who offers a policy. We have to consider a lot of factors before going for a particular policy. Reliance has come up with Healthwise Policy for family members, which offers some excellent benefits.
Let us concisely discuss some of its features.
- Anyone between 3 months to 65 years of age can get covered by this policy.
- No medical checkup is required for people below 45 years of age.
- The policy can be taken for the entire family and the premiums are very affordable.
- You can earn a bonus of 5% as bonus for no claim when you renew the policy.
- In case your renewal is a claim free one, you can avail a nursing allowance for 5 days maximum in conjunction to reimbursement of ambulance charges and also expenditure towards health check up.
- The policy provides cashless facility in over 4300 hospitals all over India. This service is open 24X7 and also has TPA support.
- The policy also gives you tax benefits under specific sections of the “Income Tax Act”.
This policy is an affordable one with some really good benefits that may prove very helpful at times of need.